RBL Bank offers over three dozen different credit cards to suit the needs of various customers. Their credit cards offer multiple benefits and have one of the best rewards programs in India. A credit card is a valuable tool that lets you do cashless transactions without worrying about immediate payments. RBL Bank’s credit cards offer multiple advantages such as the facility to withdraw cash, the option to convert your purchases into a monthly installment, and instant loans against credit cards in a few clicks.
RBL’s rewards program includes personalized gifts in several categories and vouchers for many online and offline stores. The accumulated points can also be used to book flight tickets, hotel stays, gadgets, mobile recharge, among other things. RBL reward points remain valid for two years. Depending on the card and the type of spending, you may earn up to four reward points for every Rs. 100 spent.
How to check RBL Credit Card Status Online?
After you have applied for an RBL Bank credit card, you may be wondering what is the status of your application? There are multiple ways in which you can check the status of your application. When you make an application for an RBL Bank credit card, you get an application/reference number. Whenever you want to check the status of your application, you can simply go to RBL’s website and look for a page that says, ‘track your online application status’. Once you enter the necessary details, you will know the status of your application.
You could come across one of the following five messages;
- In process
- Dispatched
- On hold
- Rejected
- No records found
In-process and dispatch are easy to understand. While there could be many reasons for an application being on hold, it is usually a sign that your application is missing some document or information. If you get a message saying no records found, you may have entered the wrong information. If your credit history is good, there is a very low probability of your application being rejected. You can also call RBL customer care or visit an RBL branch to track your application.
RBL credit card payment
RBL bank allows you to open an online account to get access to your account information in a few clicks. After a one-time registration, you can log in to your account and check all information about your cards including current balance, recent transactions, available credit, and other important information. RBL credit card payment is simple, you have many options to make your RBL credit card payment. You can use any one of the following methods to pay for your RBL credit card;
- Immediate Payment Service (IMPS) or Real-time Gross Settlement (RTGS)
- National Electronic Fund Transfer (NEF)
- Net banking
- Payment using RBL Bank’s website (via net banking/debit card)
- Payment by cheque or demand draft
- Cash payment at RBL Bank
- Payment via Phone banking
While offline options are available, it is always easy and convenient to make RBL credit card payments online. Particularly, as you may incur a processing fee for cash payments.
RBL credit card statement
Once you have an online account with RBL Bank, you can check your RBL credit card statement at any time you like. The bank will also email you your RBL credit card statement every month. You may also opt for a physical statement if you prefer. Understanding your statement is easy, on the top of the statement you will have all the important numbers including the total balance, the minimum payment, and the due date.
Now that you have all the necessary information about RBL bank credit cards, you may wonder where to apply for one? For choosing among a wide variety of RBL credit cards, you can directly head to Finserv MARKETS. That is the easiest and fastest way if you want to apply for an RBL credit card.